Data Scientist, Risk Modeling & Analytics at Financeit

Financeit is hiring for Data Scientist, Risk Modeling & Analytics in Toronto.

Experience asked: “0-3 years of full-time and/or internship/PEY experience in analytics, data science, risk management, finance, or a related quantitative field”

Salary: CA$75,000-100,000 a year

The listing shows no closing date, so apply early. Use the Apply button on this page to go to the company listing.

About the role

A full-time, hybrid Risk department position in Toronto, reporting to the Director of Risk Analytics, Data Science and Reporting. You will build and validate machine learning and statistical models for credit risk, fraud, portfolio risk and borrower behaviour, with a lot of IFRS 9 work (expected credit loss, probability of default, loss given default, exposure at default) plus behavioural models. The team wants models that are sound, explainable and practical to put into use.

What you will do

• Build, validate and refine risk models for consumer credit, fraud, portfolio risk and borrower behaviour.
• Develop and improve IFRS 9 models, forecasting and segmentation methods.
• Create behavioural and predictive models from customer, transaction, portfolio and macroeconomic data.
• Find reliable data sources and apply automation, pipelines, ML and AI where they help.
• Join cross-functional modelling and reporting projects, and document models, methods and datasets.

Requirements

• University degree in engineering, math, computer science, applied math or science, finance or another quantitative field.
• 0-3 years of full-time, internship or co-op experience in analytics, data science, risk, finance or a related area.
• Foundational Python, SQL or Excel; experience building models or automating processes is a strong asset.
• Clear communication with technical and non-technical audiences, good judgment and the ability to manage competing priorities.

Nice to have

• Exposure to machine learning or statistical modelling.
• Experience with credit risk, IFRS 9, behavioural or financial modelling.

Pay, benefits and how to apply

• Stated pay: CAD 75,000-100,000 base plus a 20% annual bonus.
• Benefits listed: medical, dental and vision, a lifestyle spending account, RRSP matching, a parental leave top-up, hybrid work, and learning and development programs.
• Offers are contingent on background and credit checks.
• Apply through the company’s Workable page (Apply button above).